Welcome Benefit
Welcome voucher* worth ₹ 500 on spending ₹ 5000 or more within 30 days of card generation.
5% cashback on EMI transaction done within 30 days (Upto ₹1000)
Key Features & Benefits
3X Reward Points on online & in-store spends respectively on spends up to ₹20,000 per month, Applicable for Rent, Property Management, Property Purchase, Wallet, Education and Government transactions.
10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday (Excluding Rent & Property Management, Wallet Loads, Education, Government services, Utility bill and Insurance Premium Payments)
1X Reward Point on Insurance premium payments and Utility bill payments
1X = 1 Reward Point per ₹150, 1 Reward Point = ₹0.25
Unlimited Reward points that never expire
Fuel Surcharge waiver up of 1% to ₹200 per month(*Applicable only on transaction values between ₹200 & ₹5000)
Special Benefits
25% discount on movie tickets once a month up to ₹100 on Paytm mobile app
Complimentary Railway Lounge access- 4 per quarter
Personal Accident Cover of 2L on doing atleast one txn in the previous month
Zero Lost Card Liability Cover of ₹25,000
Enjoy up to 15% discount at 3,000+ Health and Wellness outlets
Dining discount of up to 20% across 1,500 restaurants.
Forex Markup at 3.5% for all international transactions
300+ Merchant offers, All year long! | Up to 20% discount at 1500+ restaurants | Up to 15% discount at 3000+ Health & Wellness outlets
Free Roadside Assistance worth ₹1399
Personal Accident Cover of 2L on doing atleast one txn in the previous month
Cover of ₹25,000 each on Lost card liability, Credit Shield and Purchase Protection
Fees
Joining Fee - Lifetime Free
Renewal Fee - Lifetime Free